Home Contents Insurance
Do I need it?
Merthyr Valleys Homes holds buildings insurance which covers costs of damage to the structure of the house or bungalow or flat – but this does not cover tenants’ and leaseholders’ personal belongings. It’s a good idea to consider what a home contents insurance policy would cover you for in order to help you make an informed decision on whether you need one.
Contents insurance is designed to help protect your possessions. No matter how careful you are, there’s always a risk that your belongings could be broken, damaged or stolen so home contents insurance can help provide peace of mind.
What does this mean?
For example, if you have a burst pipe which damages ceilings, walls, furniture, clothes or electrical equipment, the Merthyr Valleys Homes buildings insurance policy would cover the damage to the building – such as the ceilings and walls – but not the damage to your furniture, clothes or electrical equipment. You need your own home contents insurance policy to cover this.
How can I get cover?
To help you decide whether home contents insurance is right for you, Merthyr Valleys Homes have teamed up with Thistle Tenant Risks, and Allianz Insurance plc who provide the My Home Contents Insurance Scheme, a specialist Tenants Contents Insurance policy.
My Home Contents, arranged in conjunction with Community Housing Cymru and the National Housing Federation, can offer you insurance for the contents of your home including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.
Visit the My Home Content Insurance website for more information.
The National Housing Federation is an Appointed Representative of Thistle Insurance Services Ltd. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Lloyd’s Broker. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group.